Under the Affordable Care Act, the health insurance landscape in Utah has changed and includes a range of options for individuals and families without job-based healthcare benefits. Residents can buy health insurance plans on and away from the state’s federal exchange. Those who meet eligibility criteria can apply for public health plans including Medicaid and CHIP.
Apterian.com also offers free quotes on Utah health insurance for Obamacare major medical insurance plans, short-term health insurance, supplemental health insurance, dental insurance and Medicare supplement plans.
Utah and the Affordable Care Act
Utah defaulted to a federally facilitated health insurance exchange when Obamacare open enrollment began Oct. 1, 2013. Utah’s Health Insurance Marketplace includes health plans that are eligible for income-based premium tax credits and cost-sharing subsidies. Utahans that buy from the Health Insurance Marketplace can apply for this financial assistance, which lowers their monthly premium and out-of-pocket healthcare spending.
Those who do not qualify for exchange-based financial assistance can also look for ACA-compliant coverage in the private marketplace. Websites such as Apterian.com, sell health insurance plans that may differ from those sold through the Health Insurance Marketplace. Shoppers may shop both on and away from the Health Insurance Marketplace to compare plan options and select the one that best suits their situation.
In Utah, the Small Business Health Options Program (SHOP) provides a way for employers with 50 or fewer full-time employees to offer healthcare benefits.
Medicaid expansion in Utah
Utah has not yet expanded Medicaid to single, low-income adults. Families that want to apply for Medicaid must meet certain eligibility criteria set by the state. More information is available through the Utah Department of Health at https://medicaid.utah.gov/.
Utah’s Children’s Health Insurance Program provides low-cost health insurance for eligible children. Information about CHIP is available at http://health.utah.gov/chip/.
Utah was dubbed as the 5th healthiest state in America in 2008 and again in 2014, which means that it’s not only one of the healthiest places to live in the country, but is able to maintain its status as a healthy state long-term. The rating, put together by the United Health Foundation, measures health indicators and overall healthiness of every state in the country, and ranks them from best to worst. What does it mean for Utahans that their state is the 5th healthiest state? First of all, it means that health is preserved, enforced and health care, if needed, is available and good across the state. This shows within the state that the low percentage smokers and hospitalizations are some of the country’s lowest incidences.
You could say that this state has one of the country’s healthiest lifestyles, and although it still needs to improve some health issues (life for example, an increase in public health funding per capita), residents of Utah should take pride of their state’s healthiness. There are few states better than this in the country.
Insurance and Department of Health Information
Utah Insurance Department
State Office Building Room 3110
Salt Lake City, UT 84114-6901
Phone: (801) 538-3800
Utah Department of Health
Martha Hughes Cannon Health Building, 2nd Floor
288 North 1460 West
Salt Lake City, UT 84116-2001
Phone: (801) 538-6003