The Missouri health insurance landscape includes many avenues through which individuals and families may buy healthcare insurance plans. State residents without access to employer-sponsored coverage can shop for health plans in the private marketplace and through the federal marketplace exchange. Those who are eligible may apply for public health plans such as Medicaid and CHIP.
HealthCare.org offers health insurance quotes for Obamacare individual insurance plans, as well as short-term health insurance, small employer health plans and provides access to Medicaid information.
Missouri and the Affordable Care Act
When the Affordable Care Act took effect and required most Americans to buy health insurance coverage, Missouri elected to participate in the federally facilitated marketplace. When residents enroll in ACA-compliant health plans sold through the health insurance exchange, they can apply for income-based financial assistance that helps lower their monthly health insurance premiums and out-of-pocket expenses for healthcare.
Only marketplace plans are eligible for income-based premium tax credits and cost-sharing subsidies. Individuals and families can find both marketplace, on-exchange plans and private, off-exchange plans at HealthCare.org. For those who qualify for financial assistance, HealthCare.org will connect them to the right exchange to complete their enrollment.
The Small Business Health Options Program (SHOP) provides a way for employers with 50 or fewer full-time employees to offer healthcare benefits.
Medicaid expansion in Missouri
While many states have expanded Medicaid to single, low-income adults since Obamacare took effect, Missouri has not. Residents that want to apply for Medicaid must meet certain eligibility criteria set by the state.
The Missouri Children’s Health Insurance Program (CHIP) provides low-cost health insurance for eligible children.
Get free quotes on Missouri health insurance plans from leading companies at HealthCare.org, and apply directly for healthcare coverage online.
Missouri was dubbed this year as the 36th healthiest state in America. The ranking, made by the United Health Foundation, has placed the state in a slightly higher position than the state has had in the past. What does this mean for me as a resident of Missouri? It means that the state needs to regain control of some key issues that are jeopardizing the overall healthiness of the sate. These issues include the state’s high prevalence of smoking, the percentage of children in poverty and the lowest government health funding in America.
Overall, the ranking can be seen as a signal that changes need to be done to Missouri’s health care system so that the overall healthiness of the state can be improved. One of the best ways to achieve this goal is by improving the key issues in the state, especially by asking for a higher public health funding.
Insurance and Department of Health Information
Missouri Department of Insurance Financial Institutions & Professional Registration
301 West High Street, #630
Jefferson City, MO 65101
P.O. Box 690
Jefferson City, MO 65102-0690
Phone: (573) 751-4126
Missouri Department of Health & Senior Services
P.O. Box 570
Jefferson City, MO 65102
Phone: (573) 751-6400