Washington state’s health insurance landscape includes many avenues through which individuals and families may buy healthcare insurance benefits. Residents without access to employer-sponsored coverage can shop for health plans in the private marketplace and through the federal marketplace exchange. Those who are eligible may apply for public health plans such as Medicaid and CHIP.
Apterian.com also offers free quotes on Washington health insurance for Obamacare individual insurance plans, short-term health insurance, small employer health plans and access to Medicaid information.
Washington and the Affordable Care Act
When the Affordable Care Act took effect and required most Americans to buy health insurance coverage, Washington elected to participate in the federally facilitated marketplace. When residents enroll in ACA-compliant health plans sold through the health insurance exchange, they can apply for income-based financial assistance that helps lower their monthly health insurance premiums and out-of-pocket expenses for healthcare.
Only marketplace plans are eligible for income-based premium tax credits and cost-sharing subsidies. Individuals and families can find both marketplace, on-exchange plans and private, off-exchange plans at HealthCare.org. For those who qualify for financial assistance, HealthCare.org will connect them to the right exchange to complete their enrollment.
In Washington, the Small Business Health Options Program (SHOP) provides a way for employers with 50 or fewer full-time employees to offer healthcare benefits.
Medicaid expansion in Washington
Washington is one of many states to have expanded Medicaid to single, low-income adults since Obamacare took effect. Washington residents that want to apply for Medicaid must meet certain eligibility criteria set by the state.
Washington Children’s Health Insurance Program, Apple Health for Kids, provides low-cost health insurance for eligible children. Information about Washington CHIP is available online.
Get free quotes on Washington health insurance plans from leading companies, and find health care plans in Washington and apply for health coverage directly online.
Washington was ranked in 2008 as the 10th healthiest state in America. This state, which was ranked 13th in 2014 by the United Health Foundation, has maintained its already good health system and can be called one of the healthier states in the country.
Some of the positive changes that have made Washington include promoting healthy, active lifestyles of residents, maintaining a low birth weight of newborns and keeping a low rate of preventable hospitalizations.
Insurance and Department of Health Information
Washington Office of the Insurance Commissioner
Physical Address – Tumwater office
5000 Capitol Boulevard
Tumwater, Washington 98501
PO Box 40259
Olympia, WA 98504-0259
Phone Number: 1-800-562-6900
Washington State Department of Health
101 Israel Road SE
Tumwater, Washington 98501
PO BOX 47890
Olympia, Washington 98504-7890
Phone: (800) 525-0127